Guide
Health insurance for foreign students
Foreign students in Russia are not covered by compulsory state health insurance by default, so a private (voluntary) medical insurance policy is essential.
Not an official government website. MigraForma is a private reference service.
When you need it
A medical insurance policy is usually required for the visa application and by the university at enrolment. It must be valid for the whole period of your stay or be renewed on time.
What to check
- the policy is valid in Russia and in the region where you study;
- it covers outpatient care, emergency care and hospitalisation;
- you know the insurer's phone number and which clinics accept the policy;
- the policy dates cover your visa period.
Where to buy
Many universities have agreements with insurers and sell suitable policies on campus. A policy bought abroad may be accepted if it meets Russian requirements — check with the international office first.
Related pages
Frequently asked questions
Is insurance compulsory for students?
In practice yes — for the visa and for the university.
Can I use an Indian policy?
Only if it meets Russian requirements; ask your university.
Does insurance replace the medical exam?
No, the medical exam is a separate obligation.
For reference only. MigraForma is a private service, not an official government website: we are not the Russian Ministry of Internal Affairs (MVD), a multifunctional centre (MFC) or Gosuslugi, we do not submit documents and this is not legal advice. Rules change, so check them with the migration authorities before you apply. Information checked in October 2026.